Here there be monsters (socratic) wrote,
Here there be monsters
socratic

Other banking stuff

In a twist from the banking screw up with the checking accounts, I recently had an error go in my favor. I went down to B&H, a big audiovisual store run by Jews in New York and bought a tripod. It cost $300 (it's really nice) and I paid via debit card. When I checked my bank account a week and a half later the money had not been removed. It appears that I somehow got my tripod for free.

Now it's POSSIBLE I'm misremembering and I actually charged it to a credit card. It's also possible that there was some promotion of some sort going on (Visa Magic Moments or whatever) and I just got lucky. Most likely what happened was that the guy who swiped my card somehow screwed up (He swiped it as a credit card not a debit card, and I signed my name rather than inputting my Pin.)

Obviously the next thing I will do is wait for about a month to make sure the charge doesn't show up anywhere. IF, however, it does not, what is ethically required of me?

Poll #809423 What to do?

What is to be done?

Go down there with $300, turn it over, and beg their forgiveness
0(0.0%)
Call them and tell them about the error, but also tell them that they have to figure out a way to fix it
4(25.0%)
Feel guilty but don't do anything
2(12.5%)
Feel lucky that this time the error went in the consumer's favor
4(25.0%)
Try to figure out how to replicate the event.
6(37.5%)


This is a large store, but not a chain. It's also a place I have shopped before. I acted in good faith.

Modern banking ain't what it should be.
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